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For American doctors, unless there is an American doctor traveling with you as a part of your team, the answer to this question is no. However, in
International travel medical insurance is a type of health insurance for international travelers. It is essential every single time you take a trip abroad. A good insurance plan can cover all your expenses and make the best of a bad situation
most of the urban areas there are European doctors who serve the upper-class citizens and foreigners who live in Zambia. Private clinics are available in the larger cities and towns, which function as hospitals and provide a range of medical services. For a listings of hospitals, medical centers and health clinics in Zambia click here. In most cases immediate cash payment is expected by doctors and hospitals before treatment.
There is good, basic medical care available in Lusaka at the many private clinics and hospitals, but if sophisticated medical needs arise such as surgery, emergency medical evacuation services are accessible to South Africa. Personal travel and medical insurance is available from various third party sources if you desire, but you will have to pursue that independently of FLMI. Please visit: TravelInsuranceCenter.com for your
travel insurance needs.
Always consult your medical insurance company prior to traveling abroad to determine whether the policy applies overseas and whether it covers emergency expenses such as a medical evacuation.


